Note 3—Concentration Risk

Cash and Cash Equivalents

We maintain deposits in banks which may exceed the federal deposit insurance available. Management believes the potential risk of loss on these cash and cash equivalents to be minimal. All cash balances as of December 31, 2017 and 2016, including foreign subsidiaries, without FDIC coverage was $5.3 million and $1.0 million, respectively.

Revenue

A significant portion of our revenue is derived from the Rich Dad brands. For the years ended December 31, 2017 and 2016, Rich Dad brands provided 72.1% and 74.7% of our revenue, respectively. In addition, we have operations in the North America, the United Kingdom and Other foreign markets (See Note 14— Segment Information).